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TEXAS PONDERS BIG IDEA TO PREVENT HURRICANE STORM DAMAGE

admin • Aug 27, 2022
The Big Idea — McKiney, TX — Timmons Consulting Group

According to a recent report from Reuters, in the six years after Hurricane Ike, little has been done to protect the nineteen coastal cities and towns that surround the Galveston Bay from future hurricane storm damage. However, a professor and the chair of the marine sciences department at Texas A&M has an idea that he got from studying the Dutch form of storm protection: build a 60-mile long, 17-foot tall dike.


Professor William Merrell’s dike would feature massive gates designed to swing shut as the storm approached, blocking the 1.7 mile-wide entrance to the bay, thus protecting the homes and businesses that lie along the coast, including those in Houston. Considering that Hurricane Ike caused nearly $30 billion worth of damage, officials feel it’s an idea worth considering. However, there’s a problem in how to pay for the $6 billion dike.


Currently, the article stated, the U.S. lacks a unified response to the increased threat of rising sea levels that will spell larger disasters in the future. Though there are subsidies for flood insurance, and bail outs for utilities in disaster-struck areas, the national policy pits various parts of the country against each other during their time of need. Reuters found that there is $1.4 trillion worth of property along U.S. coastlines, and yet the funding to protect those properties isn’t there. In Galveston County alone, 70 percent of businesses and 75 percent of jobs are located in hurricane flood zones. Disaster planning is largely a matter of responding after the disaster strikes. The dike proposal is just one of multiple proposals competing for limited grant funding, and political officials have yet to publicly back any of the proposals.


While the state continues to consider proposals, what should you do if disaster does strike? We highly recommend having an experienced public adjuster on your side to ensure that you get the maximum amount owed to you by your insurance company to repair the damage caused by storms. For more information, contact us.

By admin 27 Aug, 2022
Have you heard that adjusters are not the same legally as roofers? In today’s modern economy, there are a lot of people that will come around when there is a storm to check your roof. They will ask you to do an inspection and promise to work with your homeowner’s insurance company to get your roof fixed. However, is this legal or wise with new laws like H.B. No. 1183? Interestingly, there are 3 laws separating roofers from adjusters. Once you have the correct information in mind, you can navigate getting your roof fixed after a storm with no surprises. What is H.B. No. 1183? In the state of Texas, a law was passed that prohibits certain conduct coming from insurance adjusters, public insurance adjusters, and roofing contractors. In short, this means that a roofing contractor will not be able to also be an adjuster for properties they complete roofing projects on. For this reason, you should avoid anyone that claims otherwise. What is a public adjuster? Sadly, many property owners do not learn about using legal public adjusters until after they lose a considerable amount of money. Whether you are a homeowner or commercial property owner, it pays to know how a public adjuster can help you get the help you need to find a roofer that will also satisfy your insurance company. Simply put, a public adjuster will work for the insurance policyholder to get the insurance company to cover your claim that you need a new roof or other repairs. Contractors are not licensed attorneys. When a big storm hits a community, adjusters work overtime to get homeowner’s the help they need to fix their property. Alternatively, when times are tough, it is easy to assume that a roofing contractor will have the power to get your insurance company to sign off on a bid to fix your roof without needing an adjuster. Legally, this simply is no longer the case. It is also illegal for adjusters and roofing contractors to negotiate a claim made by a property owner without the property owner’s permission. Roofers are not licensed public insurance adjusters. Again, if someone is a both a roofing contractor and a public insurance adjuster or licensed attorney, they are qualified to negotiate insurance claims. Regardless, this will never be the case. In general, having these dual roles would put the person at risk of being banned from the Bar Association of America because they would be working as a contractor and legal counsel simultaneously — and that is a conflict of interests. Ready to get a roof legally? When the time is right, contact us for your roofing needs. We will file all the proper paperwork and ensure that you comply with the letter of the law. Give us a call, and we will answer any of your questions concerning repairing, replacing, and remodeling your roof. We can also provide you with more information about the new laws that protect homeowners from shifty roofing companies. 
By admin 27 Aug, 2022
Well Spring is about to officially arrive and that can only mean one thing-Spring storms are coming! And Spring storms generally mean hail. Hail falling from the sky is a powerful force. It can cause a lot of damage to your roof and cars. In the first few days following a powerful storm that left behind hail damage, you are going to be pretty stressed. You will want to make the best decisions possible during this hectic time. If there is extensive damage to your roof, you might be worried about
By admin 27 Aug, 2022
Well Spring is about to officially arrive and that can only mean one thing-Spring storms are coming! And Spring storms generally mean hail. Hail falling from the sky is a powerful force. It can cause a lot of damage to your roof and cars. In the first few days following a powerful storm that left behind hail damage, you are going to be pretty stressed. You will want to make the best decisions possible during this hectic time. If there is extensive damage to your roof, you might be worried about
By admin 27 Aug, 2022
Well Spring is about to officially arrive and that can only mean one thing-Spring storms are coming! And Spring storms generally mean hail. Hail falling from the sky is a powerful force. It can cause a lot of damage to your roof and cars. In the first few days following a powerful storm that left behind hail damage, you are going to be pretty stressed. You will want to make the best decisions possible during this hectic time. If there is extensive damage to your roof, you might be worried about
By admin 27 Aug, 2022
Well Spring is about to officially arrive and that can only mean one thing-Spring storms are coming! And Spring storms generally mean hail. Hail falling from the sky is a powerful force. It can cause a lot of damage to your roof and cars. In the first few days following a powerful storm that left behind hail damage, you are going to be pretty stressed. You will want to make the best decisions possible during this hectic time. If there is extensive damage to your roof, you might be worried about
By admin 27 Aug, 2022
Well Spring is about to officially arrive and that can only mean one thing-Spring storms are coming! And Spring storms generally mean hail. Hail falling from the sky is a powerful force. It can cause a lot of damage to your roof and cars. In the first few days following a powerful storm that left behind hail damage, you are going to be pretty stressed. You will want to make the best decisions possible during this hectic time. If there is extensive damage to your roof, you might be worried about
By admin 27 Aug, 2022
Well Spring is about to officially arrive and that can only mean one thing-Spring storms are coming! And Spring storms generally mean hail. Hail falling from the sky is a powerful force. It can cause a lot of damage to your roof and cars. In the first few days following a powerful storm that left behind hail damage, you are going to be pretty stressed. You will want to make the best decisions possible during this hectic time. If there is extensive damage to your roof, you might be worried about
By admin 27 Aug, 2022
Well Spring is about to officially arrive and that can only mean one thing-Spring storms are coming! And Spring storms generally mean hail. Hail falling from the sky is a powerful force. It can cause a lot of damage to your roof and cars. In the first few days following a powerful storm that left behind hail damage, you are going to be pretty stressed. You will want to make the best decisions possible during this hectic time. If there is extensive damage to your roof, you might be worried about
By admin 27 Aug, 2022
Well Spring is about to officially arrive and that can only mean one thing-Spring storms are coming! And Spring storms generally mean hail. Hail falling from the sky is a powerful force. It can cause a lot of damage to your roof and cars. In the first few days following a powerful storm that left behind hail damage, you are going to be pretty stressed. You will want to make the best decisions possible during this hectic time. If there is extensive damage to your roof, you might be worried about
By admin 27 Aug, 2022
Well Spring is about to officially arrive and that can only mean one thing-Spring storms are coming! And Spring storms generally mean hail. Hail falling from the sky is a powerful force. It can cause a lot of damage to your roof and cars. In the first few days following a powerful storm that left behind hail damage, you are going to be pretty stressed. You will want to make the best decisions possible during this hectic time. If there is extensive damage to your roof, you might be worried about
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